NORCs, or Naturally Occurring Retirement Communities, are designed to help aging seniors stay in their homes for as long as possible.
Because they are both at different colleges, so
I sent the checks to my sister's home address, knowing they would be home for Christmas, which they were.
They are not 16... they are in college with their own bank accounts and their own cars.
It's their own to cash the checks, and thank me for the money... on the phone would have been fine, but they didn't even bother to do that.